AI driven development is creating a "Citizen Developer" movement that, while promising innovation and agility, risks repeating the "technical debt" problems seen with Lotus Notes in the 1990s. This new era of development can lead to undocumented, and unmaintainable and significant security and compliance vulnerabilities, as business units bypass central IT for quick solutions. To mitigate these risks and foster this innovation, organizations should implement proactive strategies like robust developer platforms with effective guardrails to bridge the gap between IT expertise and business user needs.